High Risk Liability

Our high risk liability insurance is designed for businesses that work where others won’t.

Essential Protection Where Standard Policies Fall Short

High-Risk Liability Insurance is essential for businesses operating in industries where the likelihood of accidents, injuries, or significant third-party claims is elevated. Standard liability policies often exclude or limit coverage for these higher-risk activities, making specialised cover crucial for financial protection and regulatory compliance.

Why It Matters

High-risk liability claims can be catastrophic, both financially and reputationally. A single incident may lead to multi-million-pound litigation, especially if the claim involves serious injury or property damage. Without the right insurance in place, a business may face insolvency or closure.

Having a tailored high-risk liability policy helps ensure that your organisation can continue to operate confidently, meet legal obligations, and protect its assets, employees, and clients from unforeseen events. At Yourshield we use specialist providers to service coverage against claims of bodily injury, property damage, or legal liability that may arise in the course of performing hazardous work or operating in environments with elevated risk.

Common Industries Requiring High-Risk Liability Insurance

This type of insurance is especially relevant for businesses involved in:

Construction & Demolition

Scaffolding & Roofing

Oil, Gas & Energy

Waste & Recycling

Aviation Support Services

Chemical Manufacturing

Event & Crowd Management

Heavy Goods Transportation

Security Services

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